Monthly bookkeeping, payroll and HST for incorporated HVAC, plumbing, electrical, roofing and excavation contractors - in English or French. Job costing that shows which jobs make money, CRA-ready books, and no missed deadlines.
We don't serve everyone. We work with incorporated trade contractors - where job costing, holdbacks, WSIB and HST on labour vs. materials make the books complex, and generalist bookkeepers consistently miss the mark. In English or French.
Service calls and install projects in the same books, parts and equipment margins, technician payroll and WSIB, and HST handled correctly on every invoice. We know what a mechanical contractor's month actually looks like.
Job costing by project, progress billing and holdbacks, apprentice and journeyperson payroll, and a clear view of which jobs actually made money - not just which ones kept you busy.
Seasonal cash flow, heavy equipment financing and depreciation, subcontractor tracking, and Construction Act holdbacks. Books that keep up when the crew is running five jobs at once.
From clean monthly books to CFO-level strategy - everything your business needs to grow with clarity and confidence.
Every transaction reconciled. General ledger maintained. Clean financial packages delivered monthly so you always know exactly where you stand.
Core ServiceWe handle everything from daily transaction recording to comprehensive month-end reconciliation. Our team ensures your general ledger is accurate, your bank statements are reconciled, and your financial statements are ready for review. You'll receive detailed monthly packages including income statements, balance sheets, and cash flow reports - all organized, accurate, and delivered on time. Built for contractors juggling multiple jobs, crews and suppliers at once.
GST/HST filings, corporate and personal returns, and proactive tax structuring. No missed deadlines, no surprise penalties, no overpaying.
CRA SpecialistsStay compliant and minimize your tax burden with our comprehensive tax services. We manage all GST/HST filings, prepare corporate and personal tax returns, and provide year-round tax planning strategies tailored to incorporated trade contractors. Our proactive approach identifies deductions, credits, and tax-saving opportunities before year-end. We coordinate with your accountant and ensure you're structured optimally - whether you're a sole proprietor, partnership, or corporation.
On-demand CFO expertise without the full-time cost. Rolling forecasts, KPI dashboards, and board-ready reports that turn data into decisions.
StrategicGet C-suite financial guidance without the six-figure salary. Our fractional CFO services provide strategic financial planning, rolling 12-month forecasts, and custom KPI dashboards that track what matters most to your business. We help you make data-driven decisions about expansion, hiring, equipment purchases, and financing. Perfect for growing companies that need sophisticated financial analysis but aren't ready for a full-time CFO. Includes monthly strategy calls and board-ready financial presentations.
Proactive financial oversight, monthly performance reviews, and strategic reporting - your dedicated financial controller, virtually.
OversightThink of us as your in-house controller, working remotely. We provide ongoing financial oversight, monitor your business health, and catch issues before they become problems. Monthly performance reviews compare actuals to budget, analyze trends, and identify opportunities. We manage your accounting processes, oversee your bookkeeping team (if you have one), ensure internal controls are working, and provide management reporting that helps you run your business better. Ideal for established businesses that need senior-level financial oversight.
Clean, scalable bookkeeping, cash-flow forecasting, and incorporation setup tailored for early-stage companies ready to grow right.
Early StageStart your business on the right financial foundation. We help new businesses with incorporation setup, business number registration, accounting system selection and setup (QuickBooks, Xero, etc.), and establishing bookkeeping processes that scale. Our startup packages include cash flow forecasting, break-even analysis, and financial modeling to help you understand your runway and make informed decisions. Ideal for tradespeople going out on their own or incorporating for the first time.
We bridge the gap between you and your lawyers, accountants, and investors - translating numbers into language every stakeholder understands.
ConnectionsYour financial information needs to flow seamlessly between all your advisors. We coordinate with your tax accountant, lawyer, banker, and other professionals to ensure everyone has what they need, when they need it. Year-end packages for your accountant? Done. Financial statements for your bank loan? Ready. Documentation for your lawyer or investor? Organized and delivered. We speak the language of all your stakeholders and make sure nothing falls through the cracks. Think of us as your financial quarterback, coordinating your entire advisory team.
Behind every growing business is a clear financial foundation and a team that truly understands the numbers. That's not just our tagline - it's how we operate every day for every client.
"At Belmont, we believe that behind every growing business is a clear financial foundation and a team that truly understands the numbers."
- Co-Founder, Belmont Business Solutions
We don't generalize. We only work with trade contractors - which means we understand job costing, Construction Act holdbacks, WSIB, and HST on trades work inside and out.
Your books live in the cloud and are reconciled in real time. No waiting until month-end to find out where you stand. Access your financial picture from anywhere, anytime.
From HST remittances to corporate T2 returns, we handle every CRA deadline with precision. You'll never miss a filing or pay an unnecessary penalty again.
We go beyond recording transactions. We analyze your numbers, benchmark against industry peers, and give you the insights to make smarter decisions and grow faster.
Trade contractors face some of the most complex CRA filing requirements of any industry. We handle every obligation - proactively and on time.
Book a Fit CallQuarterly or annual HST filings handled correctly - including the complex rules around labour vs. materials in construction.
Your annual corporate return filed accurately and on time, with proactive tax planning to minimize what you owe.
Full payroll processing and year-end T4 preparation - compliant with CRA requirements and remitted on time.
Coordinated personal and corporate returns to ensure your overall tax position is optimized across the board.
Workplace Safety Insurance Board remittances and other Ontario-specific compliance obligations, handled proactively.
30-minute call to review your current situation, goals, and which services fit your needs.
We connect your accounts, configure your cloud software, and get your system structured properly.
We bring your books current, fix any existing issues, and identify any CRA exposures immediately.
Monthly close, quarterly tax planning, and strategic advisory calls - consistently, every month.
Every plan includes a dedicated bookkeeper who knows trade contractors, monthly reconciliation, and CRA-ready books delivered on time. Payroll, A/P, A/R, and tax services are available as add-ons.
Up to 50 transactions
Up to 120 transactions
Up to 200 transactions
Custom solutions for complex operations
Catch-up bookkeeping is available as a one-time fee before starting any monthly plan - from $500 for 1–3 months of backlog up to $2,500 for up to 2 years. We'll assess your situation and give you an exact quote on your consultation call.
Book a free fit call. We'll look at how your books are set up today, find the main issue, and agree on next steps - no obligation.
Book a Fit CallNo obligation, no sales pressure - a short call to understand your business and see if we're the right fit. Pick a time on our calendar, or send us a message below.